Each month you send off a hefty chunk of money to your mortgage company. If you’re like most people, it represents 25 percent to 30 percent of your income. That payment is split into as...
Each month you send off a hefty chunk of money to your mortgage company. If you’re like most people, it represents 25 percent to 30 percent of your income. That payment is split into as...
Homeownership is the dream of millions of Americans, and should never be denied because of an applicant’s race, color, national origin, sex, religion, marital status or age. In 1974, Congress sought to remove such discriminatory...
The financial crisis of 2008 started with shoddy mortgage-lending practices. Congress answered this problem with the 2010 Dodd-Frank Act, which was designed, among other things, to tighten mortgage lending standards and disclosures, keeping consumers better...
In the often-confusing world of finance, the Consumer Financial Protection Bureau (CFPB) is a valuable source of free information for homebuyers and others making a major purchase or investment. Created by Congress following the 2008...
The “Tiny House” movement is certainly getting a lot of publicity these days, and let’s face it, those cute-as-a-button homes offering the prospect of no mortgage and a smaller environmental impact are pretty tempting. But...
If a traditional home is not within your budget, modern mobile homes might be a possible option, providing more space and amenities for less. While today’s models look more like traditional homes than ever before,...
For several years now, open floor plans have been perennial favorites, and they still top many buyers’ wish lists. While benefits to an open floor plan abound, they’re not the best choice for everyone. Here’s...
The already difficult task of finding the perfect home gets even harder when you’re searching in an area prone to earthquakes. The top five states with the most earthquakes are Alaska, California, Hawaii, Nevada, and...
When you’re searching for your dream home, it’s easy to get excited about a perk like an in-ground pool. But before you sign on the line, you need to know what you’re diving into. Here’s...
A certificate of occupancy, or CO as it’s oftentimes called, is an essential document that no property owner should be without. The certificate describes the type of property and its intended use. It specifies the...
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