A good credit score is critical when buying a home and applying for a mortgage. A home can be purchased with less than stellar credit, but often at interest rates and terms that aren’t to...
A good credit score is critical when buying a home and applying for a mortgage. A home can be purchased with less than stellar credit, but often at interest rates and terms that aren’t to...
Do you have bad credit? While legitimate credit repair services can help improve your credit scores, you can do the work yourself and save money. Here’s how. Pull your credit report at www.annualcreditreport.com. It’s free....
One of the most important steps in the home-shopping process is for buyers to have an initial assessment of their ability to get a mortgage. As a buyer, already having a mortgage preapproval letter from...
When is the right time to buy a home? Are there times when you’re better off renting? There’s more to consider than just the finances. Let’s take a look. Roots versus freedom. Homeownership brings the...
Your real estate professional is your best asset when searching for potential homes, but your agent needs certain key information to find the right fit. Knowing what to tell your agent can help you make...
Open houses are a great opportunity to check out a home and ask a lot of questions. Make the most of your touring by paying attention to these important factors. The neighborhood. Take a lap...
The mortgage approval process is rigorous. Since the housing bubble burst in 2008, federal regulators have ratcheted up their standards. Here’s a list of the do’s and don’ts to be approved. Do this. Brace yourself...
The housing crash of 2008 led to a tightening of mortgage lending standards. Now rules are loosening again. What can you expect when applying for a loan to buy a house? Is the Water Just...
Even in a so-called sellers market, it can still be a good time to purchase a home. Here’s why. Are You a Renter? If you’re currently a renter, you’ll likely face an increase in rent...
If you live in an area where homes are selling for asking price or more, you could find yourself in a bidding war. Here are five tips to reduce your stress and come out on...