When buying a home and applying for a mortgage, a good credit score is critical. A home can be purchased with less than stellar credit, but often at interest rates and terms that aren’t to...
When buying a home and applying for a mortgage, a good credit score is critical. A home can be purchased with less than stellar credit, but often at interest rates and terms that aren’t to...
Family time in a backyard pool or on a trampoline can provide hours of entertainment and many years worth of memories. But, as a homeowner, pools and trampolines also mean extra insurance costs and a...
Sure, pools and trampolines are fun. But homeowners who choose to put them in their backyards also face greater responsibility and a much larger homeowners insurance bill. It’s best to weigh the pros and cons...
If you’re talking about a potential home renovation project, it’s important to know if the money you put into the project will translate into more money down the road when, or if, you sell your...
You never want to skimp on homeowners insurance, but there are ways to save money on those premiums without putting you or your home at risk. Here’s a handy guide to getting excellent coverage at...
Home warranties often provide peace of mind to wary home buyers, but are they worth the cost? Let’s look at how home warranties work and weigh the pros and cons. Home warranty basics. Home warranties...
The mortgage approval process is rigorous. Since the housing bubble burst in 2008, federal regulators have ratcheted up their standards. Here’s a list of the do’s and don’ts to be approved. Do this. Brace yourself...
Despite the mortgage-lending reforms that followed the 2008 economic crash, it’s your job as a consumer to be on guard against questionable lenders — especially if you have damaged credit and shaky finances. Here’s how...
If you own your own home, your property tax assessment is responsible for one of the biggest ticket items in your annual budget — your property tax bill, which pays for local services such as...
It’s important to shop for the perfect place to call home, but don’t forget to shop around for the best financing, too. The quality of the terms of your mortgage can mean a difference of...
