Consumer advocates say you should hire repair and remodeling contractors who are “licensed, bonded and insured.” What do those terms mean? And why are they important to you as a homeowner? Triple protection These three...
Consumer advocates say you should hire repair and remodeling contractors who are “licensed, bonded and insured.” What do those terms mean? And why are they important to you as a homeowner? Triple protection These three...
Insurance provides financial protection against the possibility of loss. Over your lifetime, your obligations shift, and the types of losses you could suffer change. That’s why it’s crucial to make sure your insurance continues to...
Several types of insurance can come into play if you own a home. One of them is mortgage protection insurance. What does this insurance cover? Should you buy it? Here’s what you need to know....
We welcome clean fresh water in our kitchens and bathrooms, but sometimes water arrives uninvited and causes damage. Will your homeowners insurance pay for damage from unwanted water in your home? Like many things in...
To paraphrase an ancient riddle, if a tree falls on your house or car, it definitely makes a sound. But whose insurance pays for the damage? When your neighbor’s tree falls If your neighbor’s tree...
When figuring how much house they can afford, homebuyers with little or no experience may focus solely on the principal and interest portion of their monthly payment. But house payments also include the cost of...
If you’ve rented a car, you’re no doubt familiar with the “loss damage waiver” car rental companies offer to relieve you of liability for damage to the vehicle in an accident. Rental truck companies also...
In the aftermath of a storm, it’s important for homeowners to have a game plan. Here’s a step-by-step guide to insurance and FEMA claims that will save you time, money and aggravation. Before the storm...
If your home is significantly damaged by a storm, you will likely feel overwhelmed and confused just when you are faced with making several major repair decisions. Take a deep breath and let us walk...
Homeowners insurance policies can be difficult to read, but the information is crucial to your financial well-being, especially when tragedy strikes and you’re forced to make a claim. Note: The coverages described here will vary...
