When your home’s roof is damaged, one of your first calls will likely be to your insurance company. But the best time to get acquainted with the ins and outs of your policy is before...
When your home’s roof is damaged, one of your first calls will likely be to your insurance company. But the best time to get acquainted with the ins and outs of your policy is before...
Many Americans tune out coverage of climate change, thinking the risks it poses will affect them “someday.” But with dangerous storms, excessive heat and droughts becoming more frequent and extreme, consumers are already feeling the...
Insurance provides financial protection against the possibility of loss. Over your lifetime, your obligations shift, and the types of losses you could suffer change. That’s why it’s crucial to make sure your insurance continues to...
We welcome clean fresh water in our kitchens and bathrooms, but sometimes water arrives uninvited and causes damage. Will your homeowners insurance pay for damage from unwanted water in your home? Like many things in...
No one wants a sewage backup in their home or yard. Sewage line problems are destructive, expensive health hazards. How can you spot a problem in the making? And will homeowners insurance cover a broken...
Homeowners insurance protects a home’s entire structure and the contents within. Condo insurance works differently. Here’s how to be adequately protected no matter which you own. Comparing policies When you own a freestanding home, you...
When choosing homeowners insurance, you have the option to insure your home at either market value or replacement cost. If your home is destroyed, the difference in these two types of coverage is crucial and...
Homeowners insurance policies can be difficult to read, but the information is crucial to your financial well-being, especially when tragedy strikes and you’re forced to make a claim. Note: The coverages described here will vary...
You may barely glance at your homeowner’s insurance renewal each year, but that’s a mistake. Changes in your home or life may mean you need a boost in coverage or that you’re eligible for fresh...
Hurricanes, tornadoes, floods, and earthquakes strike indiscriminately, which means every homeowner should be prepared for life-threatening emergencies. Here are ten essential items to have on hand. A source of power. A generator will keep your...
