Squatting is increasingly common across the country. Squatting occurs when someone occupies someone else’s property without the owner’s permission and intends to stay there. Squatters can sometimes take formal legal possession of property against the...
When someone visiting your property gets injured, does your homeowners insurance cover their medical and other expenses? What if they sue you? What should you do if a person is injured on your property? Accidents...
Nearly five million cats and dogs are covered by their owners with pet health care insurance, almost double the number of pets five years ago. Pet insurance is a godsend when your pet unexpectedly has...
When your home’s roof is damaged, one of your first calls will likely be to your insurance company. But the best time to get acquainted with the ins and outs of your policy is before...
Many Americans tune out coverage of climate change, thinking the risks it poses will affect them “someday.” But with dangerous storms, excessive heat and droughts becoming more frequent and extreme, consumers are already feeling the...
Insurance provides financial protection against the possibility of loss. Over your lifetime, your obligations shift, and the types of losses you could suffer change. That’s why it’s crucial to make sure your insurance continues to...
We welcome clean fresh water in our kitchens and bathrooms, but sometimes water arrives uninvited and causes damage. Will your homeowners insurance pay for damage from unwanted water in your home? Like many things in...
No one wants a sewage backup in their home or yard. Sewage line problems are destructive, expensive health hazards. How can you spot a problem in the making? And will homeowners insurance cover a broken...
Homeowners insurance protects a home’s entire structure and the contents within. Condo insurance works differently. Here’s how to be adequately protected no matter which you own. Comparing policies When you own a freestanding home, you...
When choosing homeowners insurance, you have the option to insure your home at either market value or replacement cost. If your home is destroyed, the difference in these two types of coverage is crucial and...
