We welcome clean fresh water in our kitchens and bathrooms, but sometimes water arrives uninvited and causes damage. Will your homeowners insurance pay for damage from unwanted water in your home? Like many things in...
We welcome clean fresh water in our kitchens and bathrooms, but sometimes water arrives uninvited and causes damage. Will your homeowners insurance pay for damage from unwanted water in your home? Like many things in...
No one wants a sewage backup in their home or yard. Sewage line problems are destructive, expensive health hazards. How can you spot a problem in the making? And will homeowners insurance cover a broken...
Homeowners insurance protects a home’s entire structure and the contents within. Condo insurance works differently. Here’s how to be adequately protected no matter which you own. Comparing policies When you own a freestanding home, you...
When choosing homeowners insurance, you have the option to insure your home at either market value or replacement cost. If your home is destroyed, the difference in these two types of coverage is crucial and...
Homeowners insurance policies can be difficult to read, but the information is crucial to your financial well-being, especially when tragedy strikes and you’re forced to make a claim. Note: The coverages described here will vary...
You may barely glance at your homeowner’s insurance renewal each year, but that’s a mistake. Changes in your home or life may mean you need a boost in coverage or that you’re eligible for fresh...
Hurricanes, tornadoes, floods, and earthquakes strike indiscriminately, which means every homeowner should be prepared for life-threatening emergencies. Here are ten essential items to have on hand. A source of power. A generator will keep your...
When figuring how much house they can afford, homebuyers with little or no experience may focus solely on the principal and interest portion of their monthly payment. But house payments also include the cost of...
Few things can be more wrenching and make you feel more vulnerable than when your home suffers major damage from a flood or a fire. You realize how suddenly life can take a shocking turn....
Having homeowners insurance is a necessity, but there’s no reason to pay more in premiums than you must. Here are multiple ways to save money while still staying safe. Insurance rates are calculated by the...
