Your homeowner’s insurance covers damages to your home from specific perils and certain expenses of visitors who get hurt at your house. But that’s only if you’re living there. If you move out and put...
Your homeowner’s insurance covers damages to your home from specific perils and certain expenses of visitors who get hurt at your house. But that’s only if you’re living there. If you move out and put...
We welcome clean fresh water in our kitchens and bathrooms, but sometimes water arrives uninvited and causes damage. Will your homeowners insurance pay for damage from unwanted water in your home? Like many things in...
No one wants a sewage backup in their home or yard. Sewage line problems are destructive, expensive health hazards. How can you spot a problem in the making? And will homeowners insurance cover a broken...
Homeowners insurance protects a home’s entire structure and the contents within. Condo insurance works differently. Here’s how to be adequately protected no matter which you own. Comparing policies When you own a freestanding home, you...
When choosing homeowners insurance, you have the option to insure your home at either market value or replacement cost. If your home is destroyed, the difference in these two types of coverage is crucial and...
Your property insurance agent may have recommended you add an umbrella policy to your homeowners or auto insurance policy. What is an umbrella policy, and how can it protect you? What is an umbrella policy?...
Homeowners insurance companies paid out more than $800 million in dog bite and injury claims last year. Animal-related claims like these are among the most common homeowners claims. That’s why some homeowners insurers refuse to...
To paraphrase an ancient riddle, if a tree falls on your house or car, it definitely makes a sound. But whose insurance pays for the damage? When your neighbor’s tree falls If your neighbor’s tree...
When figuring how much house they can afford, homebuyers with little or no experience may focus solely on the principal and interest portion of their monthly payment. But house payments also include the cost of...
You’re happily settled in your first home but have come to realize how much you don’t know. Let’s answer some of the most frequently asked questions from first-time homeowners. Q: Which home improvements add the...
