The financial crisis of 2008 started with shoddy mortgage-lending practices. Congress answered this problem with the 2010 Dodd-Frank Act, which was designed, among other things, to tighten mortgage lending standards and disclosures, keeping consumers better...
Despite the mortgage-lending reforms that followed the 2008 economic crash, it’s your job as a consumer to be on guard against questionable lenders — especially if you have damaged credit and shaky finances. Here’s how...
Homeownership is the dream of millions of Americans, and should never be denied because of an applicant’s race, color, national origin, sex, religion, marital status or age. In 1974, Congress sought to remove such discriminatory...
If sustainable living is an important part of your lifestyle, you might be a candidate for a “green mortgage” when purchasing your next home or refinancing your current home. A little-known lending product, the green...
What exactly is a lease-purchase option and how does it work? It’s a different breed of real estate transaction with pros and cons for both buyers and sellers. How a lease-purchase option works. Lease-purchase or...
When shopping for a home, potential buyers can make things easier on themselves — and sellers — by following certain rules of real estate etiquette. Take a look. Have your money in order. Make sure...
