The loan processor you work with when you apply for a mortgage isn’t the person who decides whether you qualify for a loan. That power lies with the mortgage underwriter. How do underwriters decide whether...
The loan processor you work with when you apply for a mortgage isn’t the person who decides whether you qualify for a loan. That power lies with the mortgage underwriter. How do underwriters decide whether...
Saving enough money for a home down payment is a challenge for every generation, but millennials face extra hurdles. The good news? With determination, discipline and a plan, you can do it. Let’s make it...
Sometimes unmarried couples want to buy a house together. Homeownership is a great goal, but before you take the plunge with your significant other, you need to cover some important legal and financial ground. Here’s...
One strategy for lowering your mortgage interest rate and the overall cost of your loan is to pay mortgage points up front. What are mortgage points, how can paying them save you money, and when...
Building a new home is far different from purchasing an existing house. While you may be familiar with typical purchase contracts and mortgages, here are the basics when dealing with a builder and financing new...
Women still face hurdles when it comes to equal pay and job opportunities. Even so, sales to single women home buyers outpace sales to single men. Here’s our guide to the implications of this growing...
If you’ve wanted to buy real estate as an investment, you might consider buying a house at a foreclosed property auction. You can get a great value, but the process can be risky and you...
As a thank you for their service, veterans and active military are eligible for special benefits when purchasing a home. Reaching as far back as President Herbert Hoover, the programs have helped veterans and their...
Securing a good interest rate and qualifying for a home require a good credit report. That’s easier said than done, especially for today’s millennials who are often weighed down by student loan debt. Here’s a...
When buying a house you expect to spend money beyond the sales price for some repairs or remodeling. Buyers don’t expect to have to pay to clear a lien against the property for unpaid taxes,...
