The Federal Emergency Management Agency (FEMA) offers assistance after the President of the United States issues a disaster declaration. In the immediate aftermath of a natural disaster, victims are in a daze and may be...
The Federal Emergency Management Agency (FEMA) offers assistance after the President of the United States issues a disaster declaration. In the immediate aftermath of a natural disaster, victims are in a daze and may be...
In an age of electronic payments, check writing may seem like a quaint relic of the past. Yet more than half of Americans still write checks, so the practice is not extinct. Unfortunately, check fraud...
Vacationing regularly in a place you love sounds appealing. But buying a time-share may not be the best way to do that. Before signing a time-share contract, you should explore cheaper alternatives that require less...
Losing your spouse to death is distressing enough, but being required to pay his or her debts would only add to your grief. The good news is that surviving spouses are rarely considered legally responsible...
Renters who want to purchase their dwelling from their landlord can do so using an FHA loan. You can also use FHA loans to buy a house from a family member. But in certain circumstances,...
When you apply for a mortgage, the potential lender will ask for a written verification of employment to establish your ability to repay the loan. Here’s why that document is important. Meeting lending standards Lenders...
If you take a full 30 years to pay off your mortgage, you will pay an enormous amount of interest. But you can shrink that interest expense by making extra payments. Here’s what you need...
If you’re shopping for a home loan, you may hear references to both qualified and nonqualified mortgages. What are these loans, and how do they differ? Qualified vs. nonqualified A qualified mortgage meets certain standards...
Zombie apocalypse movies are terrifying, but here’s a real horror story: “zombie” mortgage debt that chases you into foreclosure. Don’t let your finances be devoured! What is a zombie mortgage? A zombie mortgage is a...
Inflation and other forces drive up residential rents throughout the country, placing once-affordable housing out of many renters’ reach. What can you do if your landlord announces a rent increase? What is driving rent increases?...
