If you’re trying to get a mortgage, you may hear the lender refer to a broker price opinion. Is that the same thing as an appraisal, or a comparative market analysis? Not really. Let’s explore...
If you’re trying to get a mortgage, you may hear the lender refer to a broker price opinion. Is that the same thing as an appraisal, or a comparative market analysis? Not really. Let’s explore...
Owners of residential investment property often spend money on repairs or renovations. These expenses can be written off on your taxes, but the rules vary depending on the nature of the work. Here’s what you...
You probably intend to organize your financial and other personal documents “when you get around to it,” but the task can seem overwhelming. Once done, however, organizing your financial affairs will give you and your...
Significant financial misfortune may lead you to do the unthinkable: file for bankruptcy. You may fear that this means the American dream of homeownership is out of reach, but all is not lost. Homeownership after...
If you live in a home built before 1980, you may be able to slash your energy costs by increasing your home’s insulation. Here’s what you need to know. How to know if you have...
When you apply for a mortgage, your lender will have you complete the Uniform Residential Loan Application (URLA). This form, designed by the federal government and used nationwide, can be daunting for first-timers. Being informed...
American marketers have expanded subscriptions to include all sorts of products and services in addition to magazines and newspapers. Today the average consumer subscribes to several digital services, such as Netflix, Spotify, Blue Apron, Harry’s...
Financial success requires certain disciplines. You need to know what you’re spending your money on, spend less than you earn, and set aside some savings every month. You also need to be disciplined about monthly...
Estate sales can offer quality used goods at great prices. But in addition to cash or credit card, it helps to come armed with information. Here’s how an estate sale works, what you can expect...
When you are shopping for mortgages, you may come across the term “conforming loan.” Is that something different than a conventional loan? Does this matter to you as a borrower? Here’s a quick explanation of...
